Online Banking

Personal Services
Business Services
Rates
Financial Calculators
Loan Forms
Contact Us
Locations
Disclaimers

 

Business Services

Resources to Help Your Business Reach It's Full Potential

Remote Image Deposit - Free Business Checking   -   Visa Debit Card   -   Commercial Now Accounts -Commercial Money Market   -   Credit Cards   -    Merchant CardsLoans & Credit Services   -  Business Investments
Other Business Banking Services

Remote Image Deposit

 

By using a check scanner and online imaging technology, Remote Image Deposit* enables commercial and corporate clients to make deposits from the convenience of their own office. Please contact us for more information.

*Remote Image Deposit Service is subject to approval.  Additional fees will be charged by FSNB to use Remote Image Deposit.

 

Free Business Checking

Free Business Checking with no monthly maintenance fees and no minimum balance requirements. Plus, Online Banking, Online Bill Pay, 150 combined items per month and $5,000 cash processing per month with no fee.


Visa Business Debit Card

The FSNB Business debit card* is an easy and convenient way for businesses to handle purchases and expenses.

  • Use anywhere you see the VISA logo
  • Purchases are automatically deducted from your business checking account
  • Faster, easier and more convenient than writing a check!

*All FSNB Debit cards are subject to approval.  Additional fees may be charged by FSNB to use Foreign ATMs.  Foreign ATM owners may also charge an additional fee. These fees vary by financial institution

Commercial Now Accounts

Minimum balance of $10,000: no service charge. If balance falls below minimum: monthly service charge of $5 plus $0.30 per withdrawal. Commercial Now Accounts earn competitive rates. Certain restrictions apply.

Commercial Money Market

Minimum balance of $10,000: with three withdrawals and three checks per month. Additional withdrawals or checks -- $5 each. If balance falls below minimum: interest earned at competitive rates, but account is assessed a monthly service charge of $5.

Credit Cards

We issue VISA/MasterCard to our business customers at a low competitive rate. Unlike other banks, FSNB does not begin charging interest at the time of purchase. Instead, interest charges begin from the due date of the credit card bill. You may also enroll for Visa Extras and earn points towards great rewards every time you make qualifying purchases.

Merchant Cards

FSNB offers competitive pricing on all merchant accounts with all necessary forms and imprinting provided at a small fee.


Loans and Credit Services

REAL ESTATE CONSTRUCTION LOANS
Development loans available for commercial as well as personal property. Ask a First Security National Bank loan officer for details.

MORTGAGE LOANS
Competitive rates, no hassle application and quick approvals apply to commercial mortgage and personal mortgages alike.

BUSINESS LOANS
As the business community grows, so grows FSNB. We are committed to assisting businesses in the community. And we offer a variety of specially designed loans that are applicable to specific business needs. They include loans for production, inventories, payroll, receivables and plant expansion. FSNB can also assist you with Small Business Administration (SBA) “504” loans.

COMMERCIAL LETTER OF CREDIT
FSNB’s Commercial Letter of Credit can assist you when purchasing from suppliers who are not familiar with your company and guarantee payment to your supplier for the benefit of your company.


Business Investments

BUSINESS SAVINGS ACCOUNT
Your company can open a business savings account and earn competitive rates.

BUSINESS SAVINGS CERTIFICATE
You can choose from a variety of savings certificates with a range of maturities to meet your needs.

Other Business Banking Services

SAFE DEPOSIT BOXES
Inexpensive safekeeping of company valuables

NIGHT DEPOSITORY SERVICES
Convenient, after-hours banking

CASH MANAGEMENT SERVICES
Automatic investment of idle deposits

ONLINE BANKING
Be First In Line…Every time with Online Banking. Discover the ultimate convenience in banking. To view a demonstration of Internet Banking, take a “test drive” at: www.fsnbga.com

Click “Online Banking”. With internet banking you can:

  • Get balances on Checking, Money Market Savings, Certificate of Deposit and Loan Accounts
  • View your previous account statements
  • Check recent account activity, such as deposits, withdrawals, loan payments and ATM transactions
  • See if specific checks have cleared
  • Transfer funds between your eligible accounts
  • Re-order checks
  • Issue stop payment requests
  • Download files to Quicken and Microsoft Money

BILL PAY
Our Bill paying service allows you to pay bills on line. Pay your bills…Make recurring, fixed-amount or variable amount monthly payments automatically. Pay your auto loan, mortgage, utility payments, etc. with one simple set up.

System requirements for using Internet Banking –
1. Any personal computer with Internet Access
2. Microsoft Internet Explorer Version 4.0 or greater. Or Netscape
Version 4.0 or greater.

PHONE BANK
For your convenience, First Security National Bank offers Phone Bank, our 24 hour telephone banking system.