|
 |
Current Rates
Effective: 01-05-09 Thru 01-13-09
CD Rates |
Interest Rate / APY
(Annual Percentage Yield)
|
Minimum Deposit |
| 7 DAY FIXED |
0.50 / 0.50 |
$100.00 |
| 31 DAY FIXED |
1.00 / 1.00 |
$100.00 |
| 3 MONTHS FIXED |
2.98 / 3.02 |
$100.00 |
| 182 DAYS FIXED |
3.21 / 3.26 |
$100.00 |
| 1 YEAR FIXED |
|
$100.00 |
| 1 1/2 YEAR FIXED |
|
$100.00 |
| 2 YEAR FIXED |
|
$100.00 |
| 2 1/2 YEAR FIXED |
|
$100.00 |
| 3 YEAR FIXED |
|
$100.00 |
| 4 YEAR FIXED |
|
$100.00 |
| 5 YEAR FIXED |
|
$100.00 |
IRA's
(Individual
Retirement Accounts) |
Interest Rate
/ APY
(Annual Percentage Yield)
|
Minimum
Deposit |
6 MONTHS FIXED IRA
18 MONTH VARIABLE |
|
$100.00 |
| 1 YEAR FIXED |
|
$100.00 |
| 1 1/2 YEAR FIXED |
3.50 / 3.56 |
$100.00 |
| 2 YEAR FIXED |
|
$100.00 |
| 2 1/2 YEAR FIXED |
|
$100.00 |
| 3 YEAR FIXED |
|
$100.00 |
| 4 YEAR FIXED |
|
$100.00 |
| 5 YEAR FIXED |
|
$100.00 |
| MONEY MARKET PREMIUM IRA |
1.49 / 1.50 |
$100.00 |
Personal
& Business
Interest Bearing Accounts |
Interest Rate
/ APY
(Annual Percentage Yield)
|
Minimum
Deposit |
| PERSONAL INTEREST CHECKING |
0.50 / 0.50 |
$1,000.00 |
| PREMIERE INTEREST CHECKING |
0.50
/ 0.50 |
$1,000.00 |
| SENIOR INTEREST CHECKING |
0.50 / 0.50 |
$0 |
| *REGULAR SAVINGS ACCOUNT |
0.50 / 0.50 |
$100.00 |
| PERSONAL MONEY MKT ACCT |
0.50 / 0.50 |
$100.00
to $999.99 |
| PERSONAL MONEY MKT ACCT |
0.50 / 0.50 |
$1,000 to $2,499 |
| PERSONAL MONEY MKT ACCT |
1.00
/ 1.00 |
$2,500
& OVER |
| SPECIAL MONEY MKT ACCT |
1.00 / 1.00 |
$0 - $9,999 |
| SPECIAL MONEY MKT ACCT |
1.49
/ 1.50 |
$10,000
to $24,999 |
| SPECIAL MONEY MKT ACCT |
1.49
/ 1.50 |
$25,000
to $49,999 |
| SPECIAL MONEY MKT ACCT |
1.73
/ 1.75 |
$50,000
& OVER |
| COMM INTEREST CHKNG |
0.50 / 0.50 |
$0 |
| COMM. MONEY MKT ACCT |
1.49
/ 1.50 |
$10,000 & OVER |
| COMMERCIAL SAVINGS ACCT |
0.50 / 0.50 |
$0 |
* |
MINIMUM BALANCES DO NOT APPLY FOR A MINOR UNDER 18 YEARS OF AGE |
** |
ALL FIXED RATE INTEREST BEARING ACCOUNTS COMPOUND DAILY |
*** |
WITH THE EXCEPTION OF OPTIONAL STEP-UP'S OR PRIME RELATED SPECIAL CERTIFICATES THAT PAY SIMPLE INTEREST. |
**** |
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
|
***** |
ALL CERTIFICATES ARE SUBJECT TO SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.
|
| ******* |
FEES MAY REDUCE EARNINGS. |
ALL DEPOSITS ARE F.D.I.C.
INSURED
|
